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Synergy Mortgage Powered by the Mortgage Firm

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Our REALTORS®, staff, and I recommend Vicki and Clarissa because of superior service they have provided to our home buyers and sellers for many years. ~Jean Scott

Synergy Mortgage is powered by The Mortgage Firm, one of the largest private mortgage lenders in Florida. We are a direct lender that provides a variety of home loan options with competitive rates.  Whether you are a first time buyer or repeat buyer, we have the knowledge you need and the service you deserve!

Conventional Home Loans:

  • A fixed interest rate for the entire life of the loan.
  • Low down payment options available for qualified borrowers.
  • Loan amounts available up to $417,000.00.
  • 10, 15, 20, and 30 year terms available.
  • Jumbo fixed rate loan programs available for loans over $417,000.

FHA Home Loans:

  • Federal Housing Administration Loan (FHA) to assist borrowers who may need a low down payment and flexible mortgage guidelines.
  • Great for First Time Home Buyers!
  • 3.5% down payment required – Can be a gift!
  • Seller can contribute up to 6% of the borrower’s closing costs.
  • Flexible mortgage guidelines.

VA Home Loans:

  • An excellent loan that is exclusively available to those that are currently serving or who have previously served in the US military.  Surviving spouse may be eligible as determined by VA.
  • Must be a Veteran, Active Duty Military, or member of the Reserves.
  • 100% financing available.
  • No monthly mortgage insurance.
  • Seller concessions up to 4% of the reasonable value of the property.
  • Credit scores as low as 620.

USDA Home Loans:

  • 100% financing available to qualified borrowers in USDA eligible areas.
  • Seller can contribute up to 6% of the borrower’s closing costs..
  • Income limits and property restrictions do apply.  Visit USDA website for more information.

 

equalhousinglender

Thomas Scott, REALTOR
Thomas Scott REALTOR®, GRI®

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