Don’t let Interest Rates be any reason not to proceed! Seller is offering a RATE BUY DOWN up to $5k, OR use as Flooring/Paint/Closing Concession, includes 600sf top Luxury Vinyl Plank!! This distinctive and affordable two-story charming home is like no other! You must see it to appreciate it’s 2241 sq feet and get this, NO HOA!!!! SO many possibilities for a small family needing space or extended to large family that wants space yet togetherness, or for living and working from home, or for visiting friends & family, also for meeting the needs of a student or elder parent, or even for an investor perspective…the possibilities are endless! Separate but together is the idea! Featuring three totally separate interior living areas. The main house boasts 4 Bedrooms and 2 baths, first floor 2/1 with open porch area, the second floor 2/1 with open kitchen – combo living area and screened porch, PLUS the additional IN-LAW/INVESTMENT SUITE 1/1, with its very own deck, separate entry and New Flooring! This home is ready for any family or investment dynamic. Home is Renovated and Updated; comes complete with appliances – Fridge, Stove, Dishwasher, (excl W/D), New ACs 2017, New 2020 $2k+ upgrade well bladder & filter system, Whole House Water Filter System, Termite Bond to 2023, fully fenced side patio and backyard – both permitted additions. Boat & air boat access to the St Johns River and Lake Monroe. Private, country feel while conveniently located close to excellent shopping, dynamic dining, super schools, super close access to a public boat ramp, and near to major highways, literally 1 block to Interstate-4. This is a must see!