Our REALTORS®, staff, and I unequivocally recommend Vicki and Clarissa because of the years of unwavering, superior service they have provided to our homebuyers and sellers. ~Jean Scott
Synergy Mortgage is powered by The Mortgage Firm, one of the largest private mortgage lenders in Florida. We are a direct lender that provides a variety of home loan options with competitive rates. Whether you are a first time buyer or repeat buyer, we have the knowledge you need and the service you deserve!
Conventional Home Loans:
- A fixed interest rate for the entire life of the loan.
- Low down payment options available for qualified borrowers.
- Loan amounts available up to $417,000.00.
- 10, 15, 20, and 30 year terms available.
- Jumbo fixed rate loan programs available for loans over $417,000.
FHA Home Loans:
- Federal Housing Administration Loan (FHA) to assist borrowers who may need a low down payment and flexible mortgage guidelines.
- Great for First Time Home Buyers!
- 3.5% down payment required – Can be a gift!
- Seller can contribute up to 6% of the borrower’s closing costs.
- Flexible mortgage guidelines.
VA Home Loans:
- An excellent loan that is exclusively available to those that are currently serving or who have previously served in the US military. Surviving spouse may be eligible as determined by VA.
- Must be a Veteran, Active Duty Military, or member of the Reserves.
- 100% financing available.
- No monthly mortgage insurance.
- Seller concessions up to 4% of the reasonable value of the property.
- Credit scores as low as 620.
USDA Home Loans:
- 100% financing available to qualified borrowers in USDA eligible areas.
- Seller can contribute up to 6% of the borrower’s closing costs..
- Income limits and property restrictions do apply. Visit USDA website for more information.